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[icon] Wow, really? - Patti
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Subject:Wow, really?
Time:03:45 pm
I was reading this article today, and came across the following quote:
The study found the average U.S. household receives about 19 bills and statements from credit card companies and banks every month and makes about seven payments by paper each month.

To which I shook my head in amazement. Nineteen bills and statements? And then I started counting my own. I get eight on a regular basis, and that's relatively low because several of my utilities are rolled into one HOA fee. Add in the random insurance, medical, etc. mailings and it averages a couple more per month. Maybe 19 isn't all that high after all.

Most of my regular bills and statements are now delivered and paid electronically, so I'm ahead of the curve in that regard. I'm getting to the point where snail mail just irks me, but I can't think of a way to not have a snail mail address.
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loser_variable
Link:(Link)
Time:2008-03-27 11:41 pm (UTC)
I had to send a check this week for the first time in recent memory. I had to order new checks, because I don't know where my checkbook even is (and I'm pretty organized). I had to buy envelopes and stamps and had no clue what the going postage rate was. If I find stamps in my drawer, they're like 27 cent stamps.

That paper stuff is an incredible pain. Reminds me of having to get to a bank to cash my paycheck. I don't know why it doesn't die. If a computard like me can handle it, anyone can.
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tigerknight
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Time:2008-03-28 12:07 am (UTC)
The received part is about right, but as for sending I don't personally write checks though there are two payments where my bank sends the check on my behalf but I initiate the payment electronically.
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wild_irises
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Time:2008-03-28 02:13 am (UTC)
Ah, but "from credit card bills and banks"? Our household gets maybe 10 or so bills a month, but two (maybe three) are from credit card companies and one is from a bank.
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andrewhime
Link:(Link)
Time:2008-03-28 04:11 am (UTC)
Yeah, sadly I have to mail two checks a month: rent and electric, since they started charging $5 for credit card payments on electric. I can't turn off paper bills for electric or Verizon, AFAIK, but T-Mobile I can and did. GEICO mails me, but I pay 6 months in full, so it's a minimum.

I work in car insurance, natch. You wouldn't believe the amount of people who pay in person. Of course, we're cheap and our customers are poor and don't have computers/don't understand them/can't read...
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andrewhime
Link:(Link)
Time:2008-03-28 04:11 am (UTC)
Oh yeah, and the credit card... *sigh* They mail me one every month too.
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evwhore
Link:(Link)
Time:2008-03-28 07:33 pm (UTC)
Hm, I don't get a paper bill from Verizon. Maybe CA vs TX thing but that sounds weird.
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barts185
Link:(Link)
Time:2008-03-28 05:00 am (UTC)
I'm getting to the point where snail mail just irks me, but I can't think of a way to not have a snail mail address.
Plenty of ways to not have a snail mail address, but it would be a bit of a downgrade lifestyle-wise. :)

I do everything I can electronically, and have for a while. My checks still say 19__. My bank has changed owners 3 times and each time I check to make sure that the old checks are valid.

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dmmickeyt
Link:(Link)
Time:2008-03-28 05:34 am (UTC)
For the past twelve years or so at least, I write somewhere between 0 to 1 paper checks per month. With online bill pay services today through your bank/credit union or through your financial software, there's rarely a need to write out a paper check and deal with postage, finding a mailbox etc.

As for having a postal mailing address, it's going to take the guvmint another 50 years or so to catch up to the technology, and some industries like insurance companies are also lagging behind.

Ten years ago my parents retired, and decided to sell their home and tour the continent full-time in their R.V. I remain their tech support and logistics support, so we have first-hand experience with migratory/nomadic living, and the system just isn't up to it without a postal mailing address.

There are mail forwarding services that cater to nomadic R.V.'ers, but for some stuff like vehicle insurance and health insurance, they are required to have a brick & mortar postal mailing address that is not a P.O. Box or PMB, and not one of the recognized mail forwarding services.

On the brighter side my parents are now competent technology users and mobile Internet pioneers. Now that they've been forced to adapt to using email and the web, both my Mom and Dad are more connected and in touch with old classmates, coworkers and friends from the old neighborhood than they ever were when they were still working. And in their travels they've visited many of their friends who have scattered to the winds.
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jaxia
Link:(Link)
Time:2008-03-28 05:12 pm (UTC)
I only get one paper bill these days and write one check a month for rent. Yay for electronic statements and automatic bill pay.

Typically, I only check my snail mail once a week. If I've been on an eBay/online shopping spree, I'll check it more often.

I have 5 monthly bills (water is paid by my landlord, and cable/Internet are bundled), and then auto insurance that I pay every six months.
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[icon] Wow, really? - Patti
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